USAA Bank Secure Checking is designed around your needs

Whether you’re looking for free checking or a better way to protect your identity and credit, USAA Bank has the checking account that’s right for you.

USAA Bank offers a number of special offers when you sign up for a Secure Checking Account. The best part: no monthly fee, regardless of your balance. 


Special features include:

prodBank_featurette_manageMoneyOnlineManage Your Money Online:

prodBank_featurette_accessYourMoneyAccess your money instantly:


prodBank_featurette_easyDepositsEasy Deposits:


To open an account or learn more about USAA Bank personal banking offers click here.


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1 USAA® Money Manager is not an investment advisory service of USAA.

2 USAA Web BillPay® requires an address in the U.S., a U.S. territory, or APO/FPO.

3 No ATM usage fees will be charged at USAA Preferred ATMs pursuant to an agreement with the ATM network/owners to not charge an ATM fee for USAA Bank ATM/Debit cards. USAA Bank refunds up to $15 in other banks’ ATM usage fees each month and does not charge a fee for the first 10 ATM withdrawals. Subsequent transactions will be charged $2.00 each. A 1% foreign transaction fee applies to withdrawals outside the United States.

4 Savings accounts are limited to six debit transactions per monthly statement cycle. 

5 To use USAA Deposit@Home® and Deposit@Mobile®, you must be eligible for USAA auto or property insurance and meet other qualifications based on your account history with USAA Bank. Deposits may not be available for immediate withdrawal.

6 Money orders, single-party, personal, travelers, cashier/official, teller and U.S. Treasury checks are eligible for deposit through Easy Deposit. Cash, foreign checks, savings bonds, checks made payable to a business, and multiple party checks are not eligible for Easy Deposit. Deposits may not be available for immediate withdrawal.

Use of the term “member” or “membership” does not convey any eligibility rights for auto and property insurance products, or legal or ownership rights in USAA. Membership eligibility and product restrictions apply and are subject to change.

Bank products provided by USAA Federal Savings Bank, Member FDIC.