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It’s no secret that the VA Home Loan (or the VA-backed purchase loan) is one of the most popular benefits the Department of Veterans Affairs (VA) offers. In 2016 alone, more than 700,000 current or former service members took advantage of it.

However, it’s not the only option offered to vets in the way of purchasing a residence.

Here are three other benefits the VA extends that can either achieve the same goal, or make financing that much easier.

Interest Rate Reduction Refinance Loan (IRRRL)

If you live in a house or other residence bought with a VA Home Loan (VA-backed purchase loan) and you want to reduce your monthly mortgage payments — or make them more stable with an adjustable or variable interest rate — then utilizing this program to refinance might be a wise decision.

All you have to do is find a lender then give them your Certificate of Eligibility (COE) obtained through the VA.

You can get started with the IRRRL process by clicking here.

Native American Direct Loan (NADL)

Are you a veteran? And are you or your spouse Native American? If so, then you’re most likely eligible for the NADL program, which can help you get a loan to build or improve a home on Federal Trust Land.

You can also use it to refinance and lower an interest rate.

And similar to the VA Home Loan, it offers some great benefits when purchasing like no down payment required, no need for private mortgage insurance, lowered closing costs, chance for a lower interest rate (on a 30-year fixed mortgage) among others.

To see if you qualify, then apply, click here.

Cash-Out Refinance Loan

This option allows a vet to make some home equity liquid, then use the cash to either pay for school, pay off debt or other necessities. All you need is a Certificate of Eligibility (COE) — which you can get here — and ace a few financial qualifications (credit, income, etc.).

You also have to live in the home you’re using it with (and refinancing).

For more on how to start the process, click here.